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Housing Programs
Nash County offers different programs at different times, based on funding. The most common programs are emergency repairs grant and homeowner single-family housing rehabilitation.

Essential Single-Family Housing Rehabilitation
The second common type of housing repair program involves repairs to bring the whole house up to HUD Rehabilitation Quality Standards. Typically, this program addresses the home’s heating, electrical, plumbing, floors, roof, exterior siding, accessibility, etc.
Essential Single Family-Housing Rehabilitation Loan Pool - Disaster Recovery (ESFRLP-DR)The Disaster Recovery Program is designed to assist homeowners whose homes received at least $5,000 worth of damage from Hurricane Matthew, or Tropical Storms Hermine and Julia. Eligible homeowners must not have turned down a SBA loan offer and must work with Nash County to properly document FEMA assistance received for home repair.

ESFRLP-DR Assistance Policy

ESFRLP-DR Client-Pre Application

Other Programs

Other programs may be available but are less common.

Eligibility is determined by the individual program, so there is not one standard of eligibility. Typically, the home to be repaired must be owned and occupied by a person whose name is on the deed. Some programs allow limited debt, like a mortgage or a home equity line, but others do not.

All housing repair programs are based on household income, which includes everyone living there even if some do not actively contribute to expenses. Again, the total income allowed depends on the program, but most are based on 50% or 80% of Nash County median income to determine the income limits.

Rental Property
Rental properties are not usually eligible. The only case in which rental properties are eligible for repair is when Nash County is doing repairs in a specific neighborhood or target area. In that case, all substandard dwellings within the project area will be considered, whether they are rented or homeowner occupied.

Newly Occupied Assistance
Only homeowner-occupied dwellings are eligible. If you do not already live in the house when you apply or are planning on moving to a house that needs assistance, you are not a homeowner-occupant. Also, some programs require that you own and occupy the home for up to 5 years to be eligible for repairs.

Home Repair Grants
Nash County only takes applications when funds are available. When applications are available, notice is published in local newspapers and posted on Nash County’s website. You can also contact Patsy McGhee, Assistant to the County Manager, at  (252) 462-2715  to have your name placed on a notice list for future mailings about home repair applications.

The emergency repairs programs are usually the only actual grants available. The whole-house type rehabilitation programs are likely to be deferred payment loans, not grants. The property owner does not make a monthly payment, but there is a lien on the property for the amount of repairs, usually lasting for a period five to 10 years. During that period, a part of the loan is forgiven each year, so at the end, the balance is zero and the owner has not had to make any repayment. For more details on how this works, contact Patsy McGhee, Assistant to the County Manager, at  (252) 462-2715.

Manufactured Home Eligibility

Manufactured homes in parks are not eligible for repairs. Some repair programs limit the eligibility of manufactured homes. At a minimum, manufactured homes must be listed as real property for tax purposes and occupied by the owner of the land. Typically, the manufactured home cannot be rented or on family-owned land.